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Activité partielle – Contrôles et recours
Les derniers chiffres en matière de contrôle font état de près de 50.000 contrôles a posteriori ayant mené à l’engagement de près de 400 procédures pénales.
Taux d’indemnisation
Contrôles
La fraude
Sanctions
Voie de recours
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Late notification of loss and lapse of coverage
Under French law, clauses providing for the lapse of coverage due to the late notification of the loss cannot be opposed to the insureds if they don’t comply with Article L. 113-2 4° of the French Insurance Code which provides for a five-day period.
Cour de Ca...

Déchéance de garantie et déclaration tardive de sinistre
Une clause de déchéance de garantie pour déclaration tardive de sinistre est inopposable à l’assuré, si elle méconnaît le délai minimum de 5 jours prévu par l’article L. 113-2 4° du Code des assurances.
Civ.2e, 21 janvier 2021, pourvoi n°19-13.347
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Registration of electronically signed documents
Since 1 January 2021, companies have been able to register electronically signed private deeds with the competent registration services, with the exception of unilateral promises of sale mentioned in Article 1589-2 of the Civil Code.
The current health crisis has...

The action for nullity for fraud and the obligation to provide information and advice
The action for nullity for fraud does not exclude the possibility of acting for breach of an obligation to provide information and advice.
Cour de cassation, 3rd Chamber, 14 January 2021, #19-24.881
In this case, a couple had been approached by a company responsi...

Breach of contract and contract lapse
A breach of contract by a party is not a contract lapse
Court of Appeal of Versailles, France, 12th chamber, 24 September 2020, no. 19/03654
Article 1186 of the French Civil Code provides that a validly formed contract lapses if one of its essential elements disa...